Powerful features for modern payments.

Everything you need to accept payments, manage subscriptions, fight fraud, and grow your business globally.

Payments

Accept payments anywhere.

Support for major card networks with real-time processing and instant notifications.

💳

Card payments

Visa and Mastercard with real-time authorization and 3D Secure 2.x support.

🔗

Payment links

Shareable payment URLs in seconds. No website integration required.

🛍️

Hosted checkout

Conversion-optimized payment pages, mobile-ready, brandable.

🌐

Multi-currency

Native JMD, USD, and more. Settle in your preferred currency.

🔁

Tokenization

Vault cards securely. PCI DSS 4.0-compliant fingerprinting on every saved card.

📨

Webhooks

Signed event delivery with retries and exponential backoff.

Subscriptions

Recurring billing made simple.

Build predictable revenue with flexible subscription management and BNPL out of the box.

📅

Recurring billing

Daily, weekly, monthly, yearly. Custom cadences for unique business models.

🔄

Automatic retries

Smart retry logic for failed charges with configurable cooldowns.

✂️

Proration

Mid-cycle plan changes prorated automatically.

🪜

BNPL / Installments

Configurable installment plans. Schedule, cadence, and number of payments.

🧾

Invoicing

One-off invoices and recurring billing schedules with branded emails.

🚪

Customer portal

Self-serve account, payment method updates, and invoice history.

FraudGate

AI-powered fraud detection on every transaction.

Built-in. Free on every plan. 10 layers of protection running in parallel — sub-100ms decisions.

Real-time decisions

Sub-100ms scoring on every transaction. No customer-visible delay.

🤖

6 parallel ML scorers

Velocity, geo-anomaly, BIN risk, device, behavioural, and cross-merchant.

🌐

Cross-merchant network

Block bad actors before they hit your store using anonymized network signals.

🎯

Custom rules

Up to 5 rules on Free, unlimited on Pro and Enterprise.

🛡️

3D Secure

Frictionless 3DS 2.x with PSD2 SCA exemption flows.

📊

Risk dashboard

Live alerts, blocklists, policy management — all in the merchant console.

How FraudGate works

4-phase real-time pipeline

🛑
Hard Blocks

Blocklist enforcement, bot detection

🧠
ML Scoring

6 parallel AI scorers

⚙️
Rule Engine

Custom merchant rules

Decision

Allow, 3DS challenge, or block

AI Intelligence — Pro

Smarter decisions, powered by AI.

Pro unlocks AI features that save time and grow revenue. 3-month free trial for every new merchant.

✍️

AI dispute responses

Auto-generated chargeback rebuttal documents from transaction context.

🔍

Risk explanations

Plain-English narration of why a transaction was flagged.

📈

Weekly business reports

Insights, anomalies, and growth trends delivered every Monday.

🤝

BNPL customer advisory

AI suggests the right installment plan for each customer.

🧭

Anomaly narration

Spike detection with human-readable summaries of what changed and why.

🏆

3-month free trial

Every new merchant gets Pro AI features free for 3 months.

Start free Pro trial

No credit card required. 3-month trial.

Security & Compliance

Bank-grade by default.

Tokenized cards, encrypted at rest and in transit, audit-logged at every state change.

🔒

PCI DSS 4.0 aligned

Tokenization, HMAC-SHA256 fingerprinting, encrypted-at-rest data.

🇯🇲

JDPA 2020

Built around Jamaica's Data Protection Act — registered controller.

🔐

TLS 1.2+ everywhere

HSTS-enabled. No plain HTTP anywhere on our properties.

📜

Immutable audit log

Every state change recorded with actor, IP, and 7-year retention.

🔁

Tested DR

Daily encrypted backups with monthly restore drills.

🤝

DPA available

Standard merchant DPA on request for EU/UK customer data.

Ready to start accepting payments?

Free to start. No setup fees. No long-term contracts.